Should I just leave the stump?

You can leave a stump if it is away from the house, out of the mowing path, and not a sprouting species; it rots in 3–10 years. Grind it ($100–$400) if it is within 20 ft of the house, since termites and carpenter ants move from stumps to structures, if it keeps sprouting, or if you are selling.

Plenty of stumps are fine where they are, and we are not going to tell you to spend money on one in the back corner of an acre lot. But a stump is not just an eyesore. It is a slowly rotting block of wood connected to a root system, and depending on where it sits, that can mean insects, sprouts, and a hole that opens up years later. Here is how to decide.

Leave the stump or remove it? Decide by situation
SituationLeave it?Why
Far corner of the lot, out of the way, not a sprouting speciesYesIt will rot in 3–10 years and bother no one
Within 20 ft of the house, garage, or deckNoTermites and carpenter ants use stumps as a base near structures
In the lawn where you mowNoMower blades, ankles, and a hole that appears as roots rot
Willow, poplar, cottonwood, elm, silver maple, black locust, tree of heavenNoThese resprout from roots for years
Where you want to plant grass or a garden bedNoGrind it; the chips and roots can be worked into the bed
Where you want to plant a new treeNoGrind or remove, then wait about a year or plant 3 ft away
Selling the house in the next year or twoNoBuyers see deferred maintenance; $100–$400 is cheap
Tree was removed because of a root disease (e.g., Armillaria)NoInfected roots spread to nearby trees; remove as much as possible
You like it as a feature (planter, seat, wildlife)Yes, away from the houseA rotting stump feeds beetles, birds, and fungi; that is fine in the right spot

Do tree stumps attract termites?

Yes, and this is the reason that matters most. Subterranean termites, the kind that damage houses across most of the US, live in the soil and feed on wood in contact with it. A rotting stump is ideal. So is a rotting root system running toward your foundation. A stump 100 ft from the house feeds a colony that stays in the yard. A stump within about 20 ft gives that colony a well-fed base to explore from, and a root that runs to your slab is a highway. Carpenter ants work the same way; they nest in moist, decaying wood and forage from it. Grinding removes the food source above ground and speeds up the decay below it. If you have a stump close to the house, grinding it is a $100–$400 job that removes a real risk. Pricing is on how much does stump grinding or removal cost?

Will a tree stump keep growing?

Most species do not. Once the trunk is cut, the stump has no leaves to feed it, and it dies and starts to rot. A short list of species is different: willow, poplar, cottonwood, elm, silver maple, black locust, and tree of heaven store enough energy in their roots to send up shoots from the stump and from the root system for several years. Cut a tree of heaven and you can get dozens of sprouts across the yard. For these, leaving the stump means a yearly battle. Grinding helps because it removes the stump's buds, but root sprouts can continue; the reliable fix is to paint a fresh cut with a glyphosate or triclopyr stump-killer within minutes of cutting, so the roots absorb it. How that fits with rotting the stump is on how do you rot a stump fast?

How long does it take a stump to rot naturally?

3–10 years. Softwoods like pine, poplar, and birch go in 3–5 years. Dense hardwoods like oak, hickory, and locust can take 10 or more, and a big oak stump can sit looking solid for a decade. Warm, wet climates are faster than cold, dry ones. Big stumps take longer than small ones. You can speed the process up considerably by keeping the stump moist, covering it, and feeding it nitrogen, which is the natural version of the method on the rotting page. While it rots, expect mushrooms, which are a sign it is working, and eventually a soft depression where the stump was, which you fill with soil.

Does a stump lower property value?

A little, and mostly at sale time. Appraisers do not deduct a set amount for stumps, but buyers walking the yard read them as deferred maintenance and often ask for removal or a credit during negotiations, which can cost more than the grinding would have. If you are selling in the next year or two, grinding every visible stump is one of the cheapest curb-appeal fixes there is. It is also worth handling before listing photos are taken.

Can I hide a stump instead of removing it?

Yes, and for a stump you have decided to leave, it is a nice option. Cut it low and level with a chainsaw, then set a large planter, a birdbath, or a sundial on top, or ring it with perennials so it disappears in summer. Some people hollow out the top with a drill and chisel, fill it with potting soil, and plant it directly; the stump holds moisture well and rots faster from the inside, which is what you want. A tall stump can be left as a wildlife snag or carved into a seat. All of this is fine away from the house. Near the house, the termite point above wins, and the stump should go. If you are still deciding whether the tree itself is done, start with how do I know if my tree is dead or dying?, and for the choice between grinding and digging, see the difference between stump grinding and stump removal.

Review status
No independently confirmed professional review is on file yet.
Decided it should go? Browse listed tree professionals and contact a company directly where details are available.

Not yet independently reviewed. Figures are typical US ranges for planning purposes, not quotes.